Mashinsky and Governing Dynamics partner up with Micromoney

MicroMoney has another influential fund in its corner. Alex Mashinsky’s Governing Dynamics, a U.S.-Israeli venture fund investing into Israeli biotech startups, AI, cybersecurity and energy to scale up in the U.S., has taken MicroMoney in as a strategic partner, instrumental to increasing the impact and the heft of its portfolio companies’ operations.
Mr. Mashinsky’s track record in finding perfect matches for tech opportunities is impressive. Just recently, he was the lead of the group that won NYC’s MTA (subway operator) open bid to provide Wi-Fi underground. The project, called Transit Wireless, has a 25-year franchise and will add Wi-Fi to 300 stations. Mr. Mashinsky’s biggest project to date was launching and developing Arbinet, one of the largest telco exchanges in the world. With 2,500 phone companies as members and 20 billion transactions a year, the company merged with Primus Communications in 2011, generating a whopping $1.5 billion in annual revenues, only to sell its assets in 2012 and distribute $800 million to shareholders.
Mr. Mashinsky sees MicroMoney as a strategic player, fitting to join Governing Dynamics’ universe. The first portfolio partnership Mr. Mashinsky engineered is with decentralized credit lending platform Celsius Network.
Founded in 2015, MicroMoney has embarked o a mission to provide access to the unbanked audience for banks, trade, and financial organizations. It is a fast-growing company valued at $1.85 million (before the token distribution campaign), with over 85 employees in six international locations.
MicroMoney makes lending decisions using a proprietary, A.I. algorithms, machine learning, and Big Data based mobile scoring system. Its lending process doesn’t require any collateral or paper-based documentation. The company collects customers’ opt-in mobile phone data to establish potential borrowers’ credit score. After that, it uses the score to generate credit profiles, stored with MicroMoney Blockchain Credit Bureau, which in turn shares this data with financial institutions worldwide.

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SimplyVital Health welcomes iCare to its blockchain healthcare platform

SimplyVital Health (SVH), the blockchain for healthcare protocol welcomes leading clinical management consultancy iCare to its platform. SVH is transforming healthcare through its ConnectingCare platform, a blockchain-based data storage and analytics platform aimed at streamlining medical data storage and sharing. The leading edge technology has captured the attention of iCare that works to advise and coordinate a number of nursing facilities and other healthcare providers.

“We believe that the ConnectingCare platform will allow us to better understand our clinical and fiscal performance,” said David Skoczulek, VP Business Development at iCare. “This information periscope will enable us to be well-positioned within post-acute care networks, risk bundles and other partnerships in acute care.”

Through its ConnectingCare platform, SVH will support the assessment and management of patients in iCare’s signature Congestive Heart Failure (CHF) rehabilitation program, part of the Trinity Health NE post-acute care network and the Hoffman Heart and Vascular Institute at Saint Francis Hospital and Medical Center in Hartford, Connecticut.

These post-hospitalization patients are staying in iCare post-acute facilities after a cardiac event or exacerbation of their disease. The ConnectingCare platform will support iCare’s focus on optimizing therapy, promoting recovery, and providing ongoing quality of life for patients experiencing congestive heart failure.

“Our partnership with iCare is, in many ways, an ideal pairing. iCare is a leader in this space and CHF rehabilitation is just the beginning of the opportunity we’ve discussed,” said Kat Kuzmeskas, CEO of SimplyVital. “Since its inception, SVH has envisioned a way to bridge the gap in post-acute patient management. This is why bringing iCare on board is so meaningful.”

SVH can solve significant pain points for the healthcare industry. At the moment patient data is streamed through a disparate and disconnected chain of stakeholders leading to what the broadcast journalist Walter Cronkite famously referred to as a healthcare system that is ‘neither healthy, caring, nor a system’. What SVH offers is a solution that leverages blockchain technology to offer a secure, yet decentralised record of patient data that allows all parties on the care pathway with one real-time view of patient data. SVH’s healthcare-grade blockchain platform offers huge benefits to an industry that is leaking $12bn every year due to poor communication by providing a distributed care management portal to bring efficiency gains and better clinical outcomes.

The blockchain platform ConnectingCare sits at the core of SVH and is the first in a staged approach to introducing HIPAA compliant blockchain services into healthcare. Phase two will see the development of Health Nexus, a deeper blockchain protocol to bring distributed access to data and smart contract capabilities. Mined only by compliant entities, Health Nexus puts data security front and center, empowering providers’ ability to offer value-based care across the broad spectrum of clinical affiliation.

HLTH Token

Health Nexus will be fuelled by the HLTH token that acts as an access and permissions token for the platform. HLTH is offered via a token sale launching on the 22nd of November at 17:00 UTC

For more information on the HLTH token sale visit

Join the SimplyVital Health Telegram group to discuss more about the project

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Cashaa to Partner with Agrello to Offer Borderless Financial Products

Cashaa, the next generation banking platform, is partnering with Agrello, a blockchain startup developing LegalTech solutions on the basis of smart-contracting technology, to support its series of decentralised global financial products. Agrello provides smart contract agreements that can be executed and managed remotely, enabling Cashaa to expand the range of financial services available through its unique platform. Products such as insurance, microfinancing and decentralised trading can now be made available remotely, to new audiences, with the benefit of robustness, transparency, and scalability to Cashaa users.

New Markets for Fintech

Cashaa aims to reach those markets where traditional methods of financing have failed, by pioneering financial products to millions of unbanked people across the world. Agrello makes remote contract management a possibility, lowering costs and bringing Cashaa’s vision to market faster. Agrello’s ‘self-aware’ agreements serve as proof that two parties entered into a contractual agreement, which is then stored on the blockchain as executable code. Being self-aware, the contracts are able to remind users of their obligations and deadlines, and when combined with integrated identity and digital signature services, can enable fast and secure contract conclusion.

Agrello’s management solutions are effective where the cost of engaging into a business relationship and writing agreements is high compared to the transaction value. Cashaa sees the potential for this technology to bring efficiency gains to decentralised trading on its existing FX platform, as well as to enable expansion into other areas such as insurance and micro-financing.

‘We think the Cashaa project is revolutionary in Fintech, it combines the potential of blockchain with vast increasing demand of P2P money transfers worldwide. We see huge potential in this cooperation’ Hando Rand, CEO and Co-founder, Agrello

Even existing legacy contracts can be expressed through Agrello’s text-to- code compiler reducing the setup time and costs for Cashaa customers.

CAS Token Sale

 Cashaa’s global FX platform is already in working beta and has over 12,700 registered users spread across 141 countries. The project features in the “Top 100 Most Influential Blockchain Companies in the world” list. To date, Cashaa has supported over 2,100 BTC of value transfer between different locations around the world. Cashaa platform is now introducing its native CAS token, that is available through a token sale open to the public on 6 November at 1700 UTC. Token holders will be able to access premium services, instant loans, obtain a credit score, create smart contracts for trading and participate in the governance mechanism of CAS tokens.

For more information or to participate for the crowdsale visit the website.

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KICKICO is burning more than 40 million of its tokens

The platform for fundraising and crowd-investing KICKICO, after having successfully raised more than $25 million dollars this past September, is going to destroy millions of tokens. After this campaign and limited emission (458 million tokens instead of the 750 million planned), there will be 50% less KickCoins on the market than what was expected.

According to the KICKICO white paper, the unsold and unallocated KickCoins will be frozen on a smart-contract without the possibility of their subsequent withdrawal or use. Therefore, over 42 million KICK tokens will be burned. The KickCoins issue was pre-programmed and will be implemented in accordance with the KickCoins Release Plan to protect the price of KICK from speculative risks,, distributing additional tokens every month until September, 2019. For instance, in November 2017, the bonus for all KickCoin holders will be 2%, and in December the bonus will only be 1%.

KICK tokens are needed to use the KICKICO platform. They are used as payment for feedback from community members, the moderation of projects, the creation of smart contracts, as a place in the platform digest, as payment for translators and proofreaders, the purchase of virtual gifts, and much more. At the moment KICK tokens are also accepted as a payment by the startups Gameflip, Universa, and several others.

KickCoin, as well as Ethereum, is used as a currency for fundraising on

“Our most important strategic task on the post-ICO phase is the stability of KICKONOMY and the exchange rate of our token,” Anti Danilevski, the CEO of KICKICO, said. “Fortunately, we have already issued 40% less tokens that was expected: 458 million instead of 750 million, because the less tokens are on the market, the faster demand will be formed. And we will continue to decrease the amount of tokens, burning the tokens we have received as platform commission and etc. I expect that during 2018 we will burn 20% more of the token emission. Nowadays, we are destroying unallocated tokens from PR pool, bounty pool and additional pool. It is the right decision, we promised to do it to our backers to maintain a stable demand for KickCoin. After the burn, all actors will win: token holders, host projects, and service itself.”

At the moment, KickCoin is traded on 6 crypto-exchanges like Exmo, EtherDelta, HitBTC, etc. The daily total turnover exceeds $150,000.

Maintaining a stable token exchange rate and listing it on cryptocurrency exchanges is a challenge for many blockchain startups that have successfully raised sufficient funds in the ICO. The absence of a token on the exchanges for several months after the crowdsale raises alarm bells for crypto investors.


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Connectius: Increasing Transparency in E-commerce

Members of the e-commerce industry are forced to spend at least 5% of their income on ensuring their own financial security and defending themselves from malicious consumer activity. Using blockchain technology, the Connectius project promises to solve these problems and decrease losses in e-commerce.

Connectius is a blockchain-based SaaS solution for e-commerce that allows companies to decrease their e-commerce-related losses due to the actions of dishonest customers during chargebacks or non-card-based transactions through the use of smart contracts.

Blockchain, which is public, immutable, and decentralized, is more transparent and reliable than existing traditional solutions, which means it is ideally suited for solving business issues related to decreasing costs and increasing security. Our goal is to make the e-commerce industry more open and simultaneously more secure,” says Sergey Nosikov, Connectius co-founder and CTO, an IT and telecom expert with 15 years of experience.

Three types of users will interact in the Connectius ecosystem: consumers of goods and services, who place orders within the system; suppliers, who provide these goods and services; and arbitrators, who resolve complicated situations between other users.

Each transaction in the system is a smart contract. If something doesn’t go as planned, either party can request an “arbitrator” to resolve the dispute. The reputation of all users is changed each time a transaction is complete and the changes are stored in the blockchain, which ensures increased mutual trust between users. An arbitrator may be a user with a high reputation within the network, or a person chosen by the community.

The use of smart contracts increases the trust level within the system, because it gives the option to guarantee a return of funds if fraudulent action is discovered, brings down the costs of securing trading platforms, and decreases the risk of misuse of user data.

The Connectius service can be integrated into any existing trading platforms: online stores, delivery services, and any other services (freelancer search, tourism, booking, hotel and car reservations, etc.) that involve a consumer and a supplier.

Work on the Connectius ecosystem began back in 2016. The first Connectius-based mobile app, Connectius Experts, is currently being alpha-tested.

The team intends to develop the project with the help of an ICO, during which they plan to raise $31 million. The funds will be spent on further research and development, marketing, PR, and day-to-day company operations.

Right now, crowdfunding is the fastest and most effective way for startups to secure funding. Using traditional methods for attracting investment would result in significant time lost, whereas we plan on rapidly launching and developing our product,” explains Vasily Kozlov, Connectius founder and CEO, a blockchain enthusiast who has founded several companies.

The Connectius Token (CNT) will be used as a means of value exchange for payment, both within the system and in apps based on the Connectius platform. The cost of goods and services will be given in US dollars, which will be instantaneously converted into tokens by an external service.

The pre-ICO will launch on November 5, and before November 20 tokens can be purchased at a 20% discount. Fundraising will continue through December 20, 2017.

Company website:
White Paper (EN):


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Investors Stake Tokens Ahead of Decentraland Genesis City Auction

Virtual real estate platform, Decentraland is about to embark on its Genesis City auction which is slated for December 2017. The decentralized community is interested in and eager to see the outcome of the process, after the record ICO sell-off of August 2017 where the company raised USD$24 million in 35 seconds. The exercise left out a lot of interested participants who still feel bullied out of the token sale by the whales in the market.

A platform for everyone

Decentraland is a virtual reality platform powered by the Ethereum blockchain where users can create, experience, and monetize content and applications. It is an open-source initiative to build a decentralized virtual reality. It uses blockchain technology to claim and transfer land, keeping a permanent record of ownership.

Like Bitcoin, the Decentralized platform is not owned or controlled by any individual or group, anyone can get in by using the software and internet connection. The decentralized structure makes it much harder to take down or censor, since there is no centralized point of weakness to attack in the system. Also by using the blockchain to keep records, anyone can own a digital piece of land.

The development of large proprietary platforms, such as Facebook, has allowed hundreds of millions of users to gather, interact, share content, and play games. Their network effects helped cultivate vast online communities and gaming companies. These platforms, controlled by centralized organizations, manage the network’s rules and content flow while extracting significant revenue from the communities and content creators who drive traffic to the platforms. Decentraland aims to establish a network that allows its content creators to own and capture the full value of their contributions.

Achievements so far

The following milestones have been achieved so far on the Decentraland platform:

The Stone age:

This is the initial stage where the platform used a proof of concept algorithm for allocating ownership of digital real estate to users on a blockchain. This digital real estate was initially implemented as a pixel on an infinite 2D grid, where each pixel contained metadata identifying the owner and describing the pixel’s color.

The Bronze age:

This stage saw an improvement into a 3D virtual world divided into land parcels. The owner of each parcel was able to associate it with a hash reference to a file, using a modified Bitcoin blockchain. From this reference, users exploring the virtual world could use a Distributed Hash Table (DHT) and BitTorrent to download the file containing the parcel’s content, which defines the models and textures to be displayed at that location.

The Iron age:

At this stage, Decentraland will implement peer-to-peer communications, a scripting system to enable interactive content, and a system of fast cryptocurrency payments for in-world transactions. This is achieved with a P2P network. The scripting system is the tool that landowners will use to describe the behavior and interactions of 3D objects, sound, and applications running on land parcels. Finally, a payment system with low fees is key to developing an economy in the quick environment of a virtual world.

Staking is ongoing

MANA is the native token within the Decentraland ecosystem and can be used to participate in the Genesis City auction that is about to be launched in December 2017. However, token staking is already ongoing on the platform. By staking, users lock-in their MANA tokens ahead of the auction so as to guarantee access to the marketplace during the event. This process will protect users from missing out of the sales like what happened during the initial token sale in August 2017.


The registration will remain open until early December, and users can participate by using MetaMask or Mist at Some tutorials that can help applicants find their way around the process include: Moving MANA from MyEtherWallet to MetaMask and Staking MANA tokens to the Genesis City Auction. Also, Contributions made during November will have a 10% bonus.

This innovation is geared at disrupting the online social and business community to a great deal, putting back the control of resources into the hands of the real content creators while creating an organised marketplace where the potentials of products and services can be maximized.


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SportyFi Gets Support from Big Players in the Industry

When it comes to sports, competition isn’t just relegated to the field.  The industry as a whole is a difficult one to break into for athletes as well as for smaller investors.  One of the main reasons for this is a lack of funding and financial input.  However, SportyFi hopes to change this.

The decentralized platform will allow these up-and-coming athletes to have their training funded to help them succeed.  This will be done through donations and with the support of investors who will assist in raising the funds required. The platform will offer sponsorship smart contracts and comprehensive investment smart contracts.

Through this blockchain-based platform, athletes, sports clubs and other sporting organizations will have a space to connect and interact with potential investors to help them reach their sporting goals.  In turn, these investors will easily be able to be a part of a lucrative industry worth an estimated $620 billion.

This innovative way of levelling the playing field in the sports industry has already garnered attention from all the right people. The Slovene Basketball Association, the country is Europe’s current champion, recently stated that they will support the platform in an advisory role.  They are also a promotional partner for the platform’s upcoming ICO, which is scheduled for the 14th of November.

SportyFi has received support from all quarters. The platform has just received a further boost to its credibility after one of the cryptocurrency industry heavyweights joined forces with it. The person in question is none other than Charlie Shrem who will be playing an advisory role in the project.

In addition, SportyFi has been endorsed by several well-known and successful athletes including Peter Prevc, a ski jumping world-cup winner and an Olympic medalist.  Another fan of the platform is soccer legend, Roberto Carlos.

SportyFi’s ICO has a hard cap of $16 million.  There is a total of 200,000,000 tokens available.  A 10% bonus is on offer for contributions made within 72 hours of the start of the ICO.  This bonus is also applicable to contributors who invest more than 100 ETH.

At its conclusion, 67% of the proceeds will go to contributors of the crowdsale, 18% will go to the platform’s founders and team, and 10% will go to advisors and ambassadors.  The remaining 5% will be allocated to growth and development incentives such as strategic partnerships.

A portion of funds raised will also go towards SportyFi’s Professional Fund, which aims to invest in high-potential, and possibly high-earning, athletes. A staunch believer in the democratization of system, SportyFi has also ensured that the token-holders have a say in all the decisions by implementing DAO voting system in place.

More information about the platform is available at –

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Micromoney – Partnership with Robomed

Blockchain Credit Bureau MicroMoney Intl. has announced a strategic partnership with Robomed Network – a company that is radically transforming the way the medicine is practiced worldwide. Robomed offers an innovative medical solution to global healthcare, bringing patient-oriented, free of medical errors treatment, by introducing smart contracts. The smart contract bridges patients and multiple healthcare providers across the global borders. Both companies use the global Etherium blockchain technology in their operations.

MicroMoney co-founder Anton Dzyatkovsky has made the deal as he believes that the alliance will help millions of patients gain access to first class consumer focused health care AND obtain loans, which are vital for their treatment.

Robomed is a medical network managed by a blockchain token technology dedicated to providing the highest quality, effective and affordable medical care, free from medical errors. The Robomed Network ecosystem connects healthcare service providers, doctors and patients on the basis of a smart contract, the value criteria that assesses doctors’ performance metrics and patient satisfaction. Each smart contract is based on digital clinical guidelines that encompass a course of treatment pertaining to each particular medical case. This particular concept of a patient-oriented medical network, based on breakthrough technology, is new to the healthcare market.

Philipp Mironovich, the cofounder and CEO of Robomed, also sees the value in partnership, as patients will now be able to benefit from a fast and efficient loan system and get a piece of mind.

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Now you can beat the inflating cab tariff with upcoming Aggregator platform based on Blockchain and coming with ICO

Living this life at a lightning speed, you hardly have any time to wait for parking long queues. People are using cabs more often than past because of a lot of traffic and congestion on streets. Uber is the first name that comes to your mind, but do you know that you have been paying 30% extra than the actual tariff and sometimes more than that because of some additional last moment fare surge reveals a shocking side of using Uber. What if you can use cabs without any additional fees or charges? Seem unreal to you. The next reality is here with us Cab Aggregator Model on Blockchain.

Aggregator( is a unique ecosystem based on Blockchain Technology and a token system that completely removes the challenges faced in cab aggregator system.

No middleman or an Aggregator company can fool you around. An Aggregator works on the behalf of service provider with an aim to charge the additional cost. However, Blockchain Technology is the most secure and efficient & Transparent and platform is now new way of booking your cab from anywhere, wherever you are across the globe.

Drivers will be benefitted by our approach as they need not pay off any commission to the service operators and since it is present across the world so it makes it quite convenient for people to find the cab, anywhere, anytime.

The most advantageous aspect of using this entire ecosystem is the user will get additional referral points that can be used for booking at a later stage of time.

This will reduce the cost of cab services by 40% thus ensuring more demand and profit.

This platform will also be used for the upcoming project for Hotels where people would be able to book their stay directly with hotels without spending on additional commissions. The plan will also be implanted in Aviation Industry to get affordable flight ticketing for end-users.

Booking a cab, hotel or flight tickets will be hassle-free and convenient and quick based on next- level technology for end-user.

Token Generation Event i.e. ICO will be coming  from 1st of December, 2017, and there will be close group funding event and Pre-ICO event will start from 7th November and 15th November, 2017, respectively. The most striking feature of this ICO is that it is secure and well-designed by skilled technology experts and lawyers to ensure it is in safe hands. The Tokens will be used on platform for taking platform services

Stay tuned for more at




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How Blockchain Technology Can Help Increase Your Internet Privacy

Living in the age of the internet has come with a lot of advantages, but with those benefits also come certain dangers.  Most, if not everyone, has used their personal information online.  Whether that was to create a Facebook page or to make a shopping purchase, that information is still floating around on the internet.

A recent study conducted by Javelin Strategy and Research showed that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims a year earlier. In the past six years, identity thieves have stolen over $107 billion.  Hackers love to take advantage of the vast amount of data that is relatively easily accessible online.

With the amount of money being stolen only increasing every year, it has now become critical to find some way to keep personal information private.  Thankfully, there is a new technology that is becoming increasingly popular that may change both how we interact on the internet as well as how information is stored.

Blockchain for Safety

Blockchain technology, which is characterized by decentralization, is taking the internet by storm.  Its popularity primarily stems from the growth and success of the online currency, Bitcoin. Each block of information has a history connected to it and no transaction can occur without being recorded in the system.  It functions as a shared form of record keeping.

Because all the information is interconnected and the transactions are transparent, it becomes nearly impossible for hackers to break into the system and steal data, due to the fact that they are unable to add or remove from the blockchain without the activity being recorded.

The benefit of blockchain technology comes from the fact that it functions on a decentralized network.  There is no centralized location where all the information is stored because the information is spread across the entire network.  This distribution allows the encrypted information to be processed and stored privately, allowing access only to the parties who are involved.

Protecting Identity

One company is taking advantage of this technology and is seeking to increase the privacy of the user’s online identity.  SelfKey is an identity management ecosystem that puts the customer in full control of their own data.

Through blockchain technology, the company is able to issue token “keys” to customers.  These keys are encrypted through blockchain and it is up to the user to decide who they want to share their information with.  Because users never overshare data, this leads to increased online privacy.

Users only share what is absolutely necessary to make the purchase or complete an application. Information is only stored on the user’s device and not in a cloud or database and is therefore inaccessible in the absence of user permission.  Due to the transparency of blockchain technology, SelfKey can verify transactions and confirm the legitimacy of sources, while also protecting the individual.

The company promotes efficient and maximum privacy due to the decentralized nature of blockchain.   SelfKey acts as a virtual wallet, with multiple applications, including managing bitcoin accounts, applying for a new bank account and investing in real estate, among others.

Ecosystem Functions

One way that startup companies are utilizing blockchain is through ICO’s, or “Initial Coin Offerings.”  ICO’s are basically unregulated crowdfunding for millennials.  Investors will buy into the company in exchange for cryptocurrency, such as bitcoin or other virtual funds, all of which employ blockchain technology.

By buying in, they will either own a part of the company, or will receive some sort of product related benefit.  Probably the most popular ICO service is “Ethereum.”  By using Ethereum, you are buying and selling blockchain tokens that companies produce: “Etherum wants to create an ecosystem where everything works together seamlessly as part of its vision for a ‘world computer’ – and that includes the tokens required to power it.” 

SelfKey is currently in alpha testing, with their public ERC-20 token sale to be announced soon.  In a time where your internet identity is constantly at risk, SelfKey is proving their worth as they seek to become the leading identity validation blockchain platform.

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